Loss of Wages
Wage loss benefits are designed to replace lost wages while the worker is temporarily unable to work due to work related injury or illness. Continuation of payment, or COP, is pay that is the equivalent of an employee's regular salary for up to 45 calendar days of wage loss. COP is not considered compensation and is therefore subject to deductions for income tax, retirement, etc.
In a traumatic injury, compensation for loss of wages are usually payable after a three day waiting period following the expiration of the 45 days of COP. No waiting period is required when permanent disability exists, or when the disability causing wage loss exceeds 14 days. Schedule of payment for permanent impairment of the various extremities, organs and body functions
Anatomical Member, Max No. of Weeks of Compensation
Following are parts of the body that you can receive COP for if ever injured while on the job:
- Arm
- Leg
- Hand
- Foot
- Eye
- Thumb
- First Finger
- Great Toe
- Second Finger
- Third Finger
- Toe (other than great toe)
- Fourth Finger
- Breast
- Kidney
- Larynx
- Lung
- Penis
- Testicle
- Tongue
Where injury-related loss of earning capacity persists after the schedule award ends, compensation may be continued for loss of earning capacity.
